Consumer advisory - The WB21 payment service is regarded as a stored value facility under Singapore law.
WB21 Pte. Ltd., the Holder of the WB21 stored value facility, does not require the approval of the Monetary Authority of Singapore.Consumers (users) are advised to read these terms and conditions carefully.
Access Subject to Local Restrictions
The WB21 Website and all information and functionality contained within it are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction or (2) such distribution is prohibited without obtaining the necessary licenses or authorisations by the relevant branch, subsidiary or affiliate office of WB21 and such licenses or authorisations have not been obtained.
Services and Products
Products and services displayed on the WB21 Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.
Any materials available on the WB21 Website have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. Any report available on the WB21 Website is published for information purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgement. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of WB21 as a result of using different assumptions and criteria. WB21 is not under any obligation to update or keep current the information contained herein.
The information contained in the WB21 Website is just for informational purposes. No information published on the WB21 Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.
WB21 does not intend to provide investment, legal or tax advice through the WB21 Website and does not represent that any securities or services discussed are suitable for any investor.
When making a decision about your investments, you should seek the advice of a professional financial advisor.
Forward Looking Statements
The WB21 Website may contain statements that constitute "forward looking statements". While these forward looking statements may represent WB21' judgement and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from WB21' expectations. WB21 is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.
The information and materials contained on the WB21 Website are provided "as is" and "as available". WB21 makes no representations or warranties of any kind, either express or implied, with respect to the information and functionality contained in the WB21 Website, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, WB21 does not warrant the accuracy, timeliness, completeness, reliability or availability of the WB21 Website or the information or results obtained from use of the WB21 Website, or that the WB21 Website is virus-free or error-free.
To the fullest extent permitted by law, in no event shall WB21 or any of its directors, employees or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of these web pages, even if WB21 has been advised of the possibility of the same.
The WB21 Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. WB21 has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. WB21 shall have no liability for third party content or websites or websites linking to or framing the WB21 Website.
Intellectual Property Rights
WB21, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the WB21 Website. Individual pages and/or sections of the WB21 Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the WB21 Website without the prior written permission of WB21. Systematic retrieval of content from the WB21 Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the WB21 Website without written permission from WB21 is prohibited.
The key symbol and WB21 are among the registered and unregistered trademarks of WB21. Other marks may be trademarks of their respective owners. Except as noted above, you may not use any trademarks of WB21 for any purpose without the written permission of WB21.
Electronic Communication (E-Mail)
The Internet is an universally accessible medium. Ordinary E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country.
You are therefore recommended to communicate with WB21 by using a secure channel if such channel is provided by WB21. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data.
Unless explicitly stated otherwise, WB21 does not accept any orders or instructions sent by E-mail or any other electronic messaging system.
WB21 shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to WB21 using ordinary E-mail or any other electronic messaging system.
Conflict with Additional Terms
WB21 does not accept clients from Congo, Cuba, Islamic Republic of Iran, The United Kingdom, North Korea - Democratic People's Republic of Korea, Sudan, The United States of America, Syrian Arab Republic or Zimbabwe.
Last update August 2016